After you win

Winning is not getting paid.

The court hands you a judgment and then does nothing else. No clerk calls the debtor, no marshal shows up on their own. A judgment is permission to go take the money, and until you use it, it is a piece of paper. This page is every legal way to use it in California.

What most people never find out

10 years
How long your judgment lasts

Renewable once for another ten, but only if you renew before it lapses. An expired judgment cannot be revived.

10% a year
Interest the debtor owes you

Simple interest runs from the day judgment was entered, on top of costs you spend trying to collect.

20%
Of their paycheck you can take

Every pay period, automatically, until the judgment is paid off.

Six ways to collect

Each of these is something you can do yourself, without a lawyer. Everything except the property lien and the debtor's exam runs through a Writ of Execution, which is the court order telling the sheriff they are allowed to collect for you.

Lien their property

EJ-001

Do this first

You record an Abstract of Judgment with the county recorder. It attaches to any house or land they own there, and to anything they buy later.

Gets you
Any real estate they own in that county
Speed
Same week
Cost
Recording fee, usually under $50
Reality
Passive. It does not pay you today, but they cannot sell or refinance without paying you first.

Garnish their wages

EJ-130 + WG-001

The sheriff serves an Earnings Withholding Order on their employer. The employer must hold back part of each check and send it to the sheriff until you are paid.

Gets you
20% of every paycheck
Speed
Four to eight weeks to the first check
Cost
Writ fee plus a sheriff fee, roughly $65 to $100
Reality
The highest-yield route there is, because it repeats every pay period. You need to know where they work.

Levy their bank account

EJ-130 + sheriff instructions

The sheriff serves the bank, the bank freezes the account and, after the exemption window, sends the money over.

Gets you
Whatever is in the account the day it is served
Speed
Two to six weeks
Cost
Writ fee plus a sheriff fee, roughly $65 to $100
Reality
All or nothing. Timed just after a payday it can clear the whole judgment; a day early it gets nothing. You need the bank and, ideally, the account number.

Till tap their business

EJ-130 + sheriff instructions

A deputy walks into the business during hours, identifies themselves, and takes what is in the till.

Gets you
The cash in the register, once
Speed
A few weeks to schedule
Cost
Sheriff fee, usually around $125
Reality
Works on cash businesses: restaurants, salons, shops. Often produces payment on the spot just to make it stop.

Keeper at their business

EJ-130 + sheriff instructions

A deputy sits at the business for 8, 24, or 48 hours and collects all receipts as they come in.

Gets you
Every dollar taken in during the keeper period
Speed
A few weeks to schedule
Cost
Several hundred dollars, paid up front and added to what they owe
Reality
Stronger than a till tap and far more disruptive, which is usually the point.

Make them answer under oath

SC-134 or EJ-125

The court orders the debtor to appear and answer your questions under oath. They must be personally served, and if they do not show, the judge can issue a bench warrant.

Gets you
Where they bank, where they work, what they own
Speed
Hearing set four to eight weeks out
Cost
Filing fee plus personal service
Reality
This is the unlock when you know nothing. The threat of the bench warrant alone gets a lot of judgments paid.

Where you should start

Pick the one that sounds like you. In every case, record the Abstract of Judgment first, because it costs almost nothing and works while you sleep.

I know where they work
Wage garnishment. Get the Writ of Execution from the court in the county where the employer is, then file the WG-001 with that county's sheriff. Note that since 2025 you also have to verify the debtor's current address before the sheriff will serve the employer.
I know where they bank
Bank levy, and time it. A levy grabs whatever is sitting there the moment the sheriff serves the bank, so a few days after payday or the first of the month is worth far more than a random Tuesday.
They run a business that takes cash
Till tap first, keeper if that is not enough. Both need a Writ of Execution and written instructions to the sheriff naming the exact address and hours.
They own a home or land
Record an Abstract of Judgment in every county where they might own property. Forcing a sale is slow and the homestead exemption usually eats it, but the lien means they pay you the day they sell or refinance.
I know nothing about them
Debtor's examination. It is the one tool built for this: a court order dragging them in to tell you, under oath, where the money is. In small claims they were also supposed to send you a statement of assets within 30 days of losing, and most never do.

What you are not allowed to take

Some money is protected by law no matter what the judgment says. Grabbing it does not just fail, it gets reversed and can cost you the sheriff fees.

  • Social Security, SSI, and most public benefits, even after they land in a bank account
  • Most disability and VA benefits
  • Most retirement and pension money
  • Enough of their wages to live on. If the garnishment leaves them unable to pay for basic needs, they can ask the court to reduce or stop it
  • Child support and tax withholding come out ahead of you, so your share may be less than the full percentage

The debtor gets a window to file a Claim of Exemption after any levy. If they win it, the money goes back. This is normal, not a sign you did something wrong, and it is why a bank levy on someone who lives on Social Security is a waste of the fee.

Two clocks are running

Interest. Your judgment grows at 10% a year, simple, from the day it was entered. Every sheriff fee and service cost you spend collecting gets added on too, using a Memorandum of Costs, so pursuing it does not come out of your pocket in the end.

Expiration. You have 10 years from entry. You can renew for another ten, but the renewal has to be filed before the original window closes. Miss it and the judgment is gone permanently, which is exactly how most old judgments die: quietly, in a drawer.

The forms, in plain English

EJ-001
Abstract of Judgment Recorded with a county recorder to lien any real property they own there.
EJ-130
Writ of Execution The court order that lets a sheriff collect for you. Required for every levy.
WG-001
Application for Earnings Withholding Order Starts a wage garnishment. The sheriff issues the actual order to the employer.
MC-012
Memorandum of Costs After Judgment Adds your collection costs and accrued interest to what they owe.
SC-134
Application to Produce Statement of Assets The small claims route to an order to appear and answer about assets.
EJ-125
Application for Order to Appear for Examination The civil version. Personal service required; a no-show can mean a bench warrant.
EJ-190
Application for Renewal of Judgment Extends the judgment for another ten years. File it before the window closes.
EJ-100
Acknowledgment of Satisfaction of Judgment Filed once you are paid. Required, and forgetting it can cost you.
JL-1
Notice of Judgment Lien Filed with the Secretary of State to lien a debtor business's equipment and receivables.

It works a little differently in each county

The writ has to be issued by the court in the county where the paycheck, the bank branch, or the business actually is, and each sheriff's civil division has its own fee, its own instruction form, and its own number of copies. Our county pages carry the courthouse and filing detail we have verified.

What we build for you

Answer the questions about your judgment once and we assemble the enforcement packet, filled in and ready to hand over the counter.

  • Abstract of Judgment, ready to record, so the lien goes on first
  • Writ of Execution for the right county, with your balance and interest calculated to the day
  • The right levy paperwork for your route: wage garnishment, bank levy, till tap, or keeper
  • Written instructions to the sheriff, naming the exact employer, branch, or address
  • Memorandum of Costs, so everything you spend collecting gets added to what they owe
  • A step-by-step filing sheet: which office, what fee, how many copies, in what order
Enforcement packet
$149

One payment for this judgment. A collection agency takes 25% to 40% of everything it recovers, out of money that is already yours.

Opening soon

The packet builder opens shortly. Everything on this page is what it produces.

What we are not

We are not a debt collector and we never contact the person who owes you. We do not buy debt, we do not take a percentage, and we do not call anyone on your behalf. This is a tool for the person who won their own case, and everything it produces goes out under your name.

Common questions

Will the court collect the money for me?
No. This is the single most common surprise. The judge decides who is right and the case ends there. Collecting is entirely on you, and the court's only role after that is issuing the paperwork you ask for.
What if they have no job and no money?
Then nothing collects today, and the right move is the cheap passive one: record the Abstract of Judgment and renew before the ten years run out. People get jobs, inherit, buy houses. A recorded lien is waiting when they do, with ten years of interest on it.
Can I garnish someone's wages myself?
Not directly. Only a sheriff or marshal can serve the Earnings Withholding Order. You get the Writ of Execution from the court, hand the sheriff the WG-001 and their fee, and they do the serving. The employer then holds back up to 20% of each check.
How do I find out where they work or bank?
Legitimately, three ways: what you already know from the case, an old check or payment from them, and the debtor's examination, which puts them under oath. Collection firms also buy skip-trace data. We do not, and we do not recommend guessing at a bank, since a levy that misses still costs you the fee.
Do I get my collection costs back?
Yes. Sheriff fees, writ fees, and service costs are recoverable, and you add them with a Memorandum of Costs. Along with the ten percent interest, that means pursuing the judgment does not shrink what you were awarded.
What if they pay me?
You are required to file an Acknowledgment of Satisfaction of Judgment. It clears the lien off their record, and if you ignore a written request for it, you can be liable for damages. It is the one step that protects you at the end.
Does this work if I did not file my case with you?
Yes. All we need is your judgment: the case number, the court, the date it was entered, and the amount. It does not matter who filed it or how long ago, as long as it is a California judgment that has not expired.

This is general information about California judgment enforcement, not legal advice, and we are not your attorney. Amounts and fees are typical ranges and vary by county.